Treasury Management Software
One unified solution for all your treasury needs
Optimize your liquidity, get powerful insights, and automate workflows. View all your financial accounts on a real-time, global dashboard and generate custom reports with AI.
Instantly see your cash position by entity, region, and currency with real-time visibility across all bank accounts. No Excel needed.
Allocate cash optimally, forecast future positions, and identify liquidity pain points before they affect operations.
Unlock liquidity insights, automate categorization, and get instant answers to complex treasury questions with LEDGER AI.
Real-time cash reporting across every entity and currency
See up-to-the-minute cash positions through real-time financial reporting, without waiting for end-of-day reports. LEDGER connects live to your banks, PSPs, and billing platforms — giving you one clear, unified view of your treasury.
Everything your treasury team needs in one place
Core treasury capabilities built to replace spreadsheets and disconnected banking portals.
Automated cash positioning
Instantly see your cash position by entity, region, and currency. Track balances and trends with personalized worksheets and period-based views.
Real-time cash reporting
Make decisions faster without waiting for EOD reports. See up-to-the-minute cash positions across every entity and account.
Cash flow analysis
Allocate cash optimally and quickly identify pain points. LEDGER constantly screens, analyzes, and shares insights on your cash flow.
Seamless bank integrations
Live two-way integrations with your banks, PSPs, billing platforms, and ERP — including Nigerian commercial banks — for unified treasury visibility.
Multi-entity support
Manage treasury across all subsidiaries, branches, and group entities from a single interface — no limit on entity count.
Drill-down reporting
Review data at the most granular level with one-click drill downs. Filter transactions by entity, date, account, region, or amount.
Cut out 90% of manual tasks
Leaner teams get more done with LEDGER AI and smart automations. Streamline your treasury workflows and refocus on strategic projects instead of repetitive data entry.
Onboard quickly with no IT support
Import your treasury data and let LEDGER AI get to work — no technical expertise or coding needed. Set and forget automations that eliminate repetitive tasks from day one.
24/7 data validation and anomaly detection
Automated data checks, exception management, and AI that spots anomalies — all working around the clock to help you manage liquidity risk and prevent surprises.
Optimize financial performance
Create detailed naira and multi-currency cash projections intuitively, without messy spreadsheets, and get real-time visibility into your future liquidity position.
AI FX hedging and currency risk
Optimize your currency risk management with AI that analyzes market patterns and your cash flows to recommend hedging strategies. Critical for Nigerian businesses managing NGN/USD/GBP/EUR exposure.
Faster, richer cash insights with LEDGER AI
AI-native treasury tools that go beyond dashboards — from instant categorization to FX hedging recommendations.
AI categorization
LEDGER AI automatically categorizes your transactions and suggests new categories tailored to your enterprise's operational focus.
AI reports
Get personalized, shareable reports in seconds, covering any metric and any timeframe, simply by asking AI in plain language.
FX hedging
AI monitors exchange rates 24/7 and proactively suggests hedging actions that protect your bottom line across NGN, USD, GBP, and EUR positions.
AI copilot
Whether you need a tailored recommendation or a quick answer in a rush, your LEDGER AI copilot is always on hand 24/7.
Anomaly detection
AI surfaces unusual patterns in your cash flow and flags exceptions automatically, reducing the risk of undetected errors or fraud.
Cash flow forecasting
Build accurate, rolling cash forecasts with AI that learns from historical patterns and flags deviations from expected positions.
Getting set up is simple
Connect your accounts, add your entities, and start seeing real-time treasury insights in minutes — no IT project required.
Link your accounts
Securely connect LEDGER to your bank accounts. The process is fast and easy — the first 50 bank accounts you add are free.
Add your entities
Set up new entities in minutes without IT support. Model your org structure, set intercompany rules, and manage everything from one central interface.
Review in real time
Once set up, see all your metrics and reports in one view — no matter how many entities, locations, or currencies your treasury handles.
Enterprise-grade compliance
Data protected at rest and in transit with AES-256 and TLS 1.2. SOC 2 certified and aligned with CBN and NDPA 2023 requirements.
Robust audit trails
Track every change — from workflow configurations to data updates. Detailed audit trails support FIRS reviews, CAC filings, and internal controls.
Role-based access controls
Set precise permissions and maintain strict segregation of duties. You decide who can initiate transactions, approve changes, and access sensitive data.
Bank connections and integration partnerships
LEDGER connects to thousands of banks globally, including major Nigerian commercial banks, for live two-way treasury data.
13,000+ global bank connections
Connect directly to your banks, PSPs, ERPs, and billing platforms. Nigerian banks, pan-African institutions, and global counterparts all supported through secure, live integrations.
Two-way ERP integrations
Sync treasury data bidirectionally with your ERP so accounting entries, payments, and cash positions are always in agreement.
PSP and billing integrations
Connect payment service providers and billing platforms for a complete view of inflows, outflows, and working capital across every channel.
IFRS and GAAP compliant
Treasury data and reporting aligned with IFRS and GAAP standards, supporting Nigerian and international accounting requirements.
Treasury Management FAQ
Common questions from Nigerian finance directors and treasury teams evaluating LEDGER's treasury management capabilities.
Treasury management software helps treasury teams with cash management, liquidity management, banking relationships, and risk management. The main function is to centralize visibility, automate cash forecasting, and give teams more control over working capital.
Treasury management software gives real-time visibility into cash positions, automates bank reconciliations and payments, and helps forecast liquidity. It also integrates with accounts payable to streamline outgoing payments and improve working capital efficiency.
Key features include multi-entity support, automated cash positioning, real-time cash reporting, cash flow analysis and forecasting, IFRS/GAAP compliance, and AES-256 encryption. For Nigerian businesses, multi-currency support for NGN, USD, GBP, and EUR is essential for managing exchange rates, consolidations, and foreign transactions accurately.
The ERP is where you manage your company's overall finances — accounting, AP/AR, and reporting. A Treasury Management System focuses specifically on cash, liquidity, and risk. Think of ERP as the financial backbone and treasury software as the control tower, keeping your cash moving safely and efficiently across entities and banks.
LEDGER supports full multi-currency treasury management, including NGN, USD, GBP, and EUR. AI FX hedging monitors exchange rates 24/7 and recommends strategies to protect your bottom line against naira volatility and cross-border payment risks.
LEDGER connects to 13,000+ banks globally. The first 50 bank accounts you add are free. You can connect Nigerian commercial banks, pan-African institutions, and international banks in the same unified dashboard with no limit on entities.
See the full power of LEDGER treasury management in 30 minutes
Walk through real-time cash positioning, AI FX hedging, multi-entity liquidity dashboards, and bank integrations in a focused demo for your treasury and finance leadership team.
Schedule a demo