New AI-powered cash flow forecasting now available for all plans

One intelligent ledger
for the business behind every number.

Turn invoices, payments, bank feeds, and reports into one financial source of truth. See every number. Control every move.

No credit card required · Early access

Cash Flow ₦42.8M 12.4% vs last month
Outstanding AR ₦8.2M 3.1%
Pending AP ₦4.1M 1.8%
Invoice #1042 reconciled
AI forecast: +14% Q3
Close 92% complete
Audit trail verified

Trusted by finance teams at

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The noise

Finance data scattered across invoices, bills, spreadsheets, bank feeds, approvals, and reports.

Teams lose hours stitching together fragments. By the time leadership sees a number, it is already outdated.

Spreadsheet chaos

Revenue, spend, and cash live in disconnected files. Reconciliation becomes a weekly archaeology project.

Approval by email

Bills and purchase requests disappear into threads. No audit trail, no visibility, no control.

Month-end fire drills

Close takes days because data is not structured, categorised, or reconciled in real time.

Reconciliation gaps

Bank balances never match the ledger. Matching transactions manually wastes days every month.

The ascent

One operating system for finance teams.

LEDGER unifies general ledger, accounts receivable, accounts payable, reconciliation, budgeting, and reporting into a single source of truth.

General Ledger

Multi-currency journals with automatic balancing and immutable audit trails.

0entities on platform

Invoicing & AR

Create, send, track, and reconcile invoices in one continuous flow.

0NGN processed monthly

Bills & AP

Capture, approve, and schedule payments with full documentation attached.

0faster approval cycles
The command center

Core modules. One system. Zero fragmentation.

Every finance operation your team needs, connected and current.

Invoicing

Professional branded invoices with embedded payment links and automatic tracking.

Payables

Bill capture, approval routing, and payment scheduling in one controlled pipeline.

Receivables

Clear visibility into outstanding balances, reminders tied to due dates.

Bank Reconciliation

Match transactions faster with AI-assisted suggestions and supporting context.

Cash Flow

Real-time cash position with forward-looking projections based on open items.

Budgeting

Set budgets by entity, department, or project. Track variance as work happens.

Forecasting

AI-powered revenue and cash projections using historical patterns and seasonality.

Reporting

Audit-ready financial reports that stay current as transactions are recorded.

Month-End Close

Task lists, checklists, and deadlines that keep close on schedule every time.

Audit Trails

Immutable logs of every edit, approval, and reversal. Tamper-evident by design.

The intelligence layer

Intelligence built into every workflow.

LEDGER does not just store your data. It reads it, learns from it, and surfaces what matters before you ask.

Smart Categorisation

AI learns your chart of accounts and auto-categorises transactions with increasing accuracy. Less manual entry, fewer errors.

Cash Flow Forecasting

Project cash position weeks ahead using historical patterns, seasonality, and open receivables or payables.

Anomaly Detection

Flag unusual transactions, duplicate payments, or out-of-policy spend before they become material issues.

Automated Reconciliation

Suggested matches with confidence scores. One-click approval for routine items.

Close Checklist Intelligence

Auto-schedule recurring journals, depreciation, and revaluations. Close starts on day one.

Cash Flow Warnings

Detect cash flow pressure before it becomes a business problem. Surface actionable alerts.

The control layer

Built for teams that take controls seriously.

Audit trails, approval hierarchies, role-based permissions, and multi-entity accounting from day one.

Immutable Audit Trails

Every edit, approval, and reversal is timestamped and signed. Tamper-evident by design.

Approval Workflows

Route bills, journals, and adjustments by amount, department, or custom rules. No email chains.

Role-Based Access

Granular permissions for bookkeepers, controllers, CFOs, and external auditors.

Multi-Entity Accounting

Consolidate across subsidiaries with different currencies, tax regimes, and fiscal calendars.

Data Integrity

Encryption at rest and in transit. Your financial data stays yours, always.

Reporting Controls

Controlled report distribution with version history and approval gates before release.

The summit

Build your finance command center with LEDGER.

Give finance teams the control layer they need to move with confidence. Close faster with every transaction already in context.